Terms & Conditions
Effective Date: 11/22/2025
By accessing the website, you are agreeing to be bound by these terms of service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing using our services. The materials contained in this website are protected by applicable copyright and trademark law.
1. Services Provided
When you call to connect with one of our licensed health insurance agents, our service helps you explore private health-insurance plan options. You engage with us by initiating the call and providing information about your needs. This service is for informational and assistance purposes only — you are responsible for selecting, applying for, and maintaining any insurance plan.
2. Privacy & Information Handling
We respect your privacy. The information you provide is used only to connect you with one licensed agent and to facilitate discussion of private-plan options. We do not sell, rent, or share your data with multiple agents. Your data is protected in accordance with our Privacy Policy.
3. Licensed Agent Communications
By participating, you agree to receive phone-based consultations from a licensed health insurance agent. You may decline enrollment, ask questions, or end the call at any time. The agent is not your employer or representative for all insurance matters beyond this consultation.
4. No Guarantee of Specific Outcomes
While we strive to connect you with relevant private-plan options, we make no guarantee of coverage, eligibility, premium levels, enrollment success, or policy issuance. Your results depend on your specific circumstances (health, location, income, etc.) and on your choices during the consultation.
5. Call Costs & Access
Calls to our service are free to you (standard phone rates may apply if calling from a mobile/landline). We do not charge you for the informational consultation. Any costs for the insurance coverage itself will be discussed with the agent.
6. Use of Service
You agree to provide truthful and accurate information and to use the service in compliance with all applicable laws. Misuse, misrepresentation, or fraudulent requests may result in termination of service.
7. Intellectual Property
All content, branding, design, website layout, and other intellectual property of PrivateHealthOptions.com are owned by us and protected by law. You may not copy, adapt, or reuse the materials without express written permission.
8. Updates to Terms
We reserve the right to update or modify these Terms & Conditions at any time. The “Effective Date” at the top will reflect changes. Continued use of our service after changes means you accept the updated terms.
Questions?
If you have questions about these terms, our service, or any call-related matter, please contact us at: [email protected]
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